(As of June 13, 2025)

These Terms of Use (the “Terms”) provide the terms and conditions under which you, whether personally or on behalf of an entity (“you” or the “user”), are permitted to use, interact or otherwise access this website available at: calledit.ai developed and maintained by the CalledIt team (the “Company”). References to “us”, “we”, “our” and the “Company” shall refer to the Company and its legal entity and core Company and all their successors, assigns, agents and representatives.

These Terms constitute an agreement between you and the Company, and outlines the underlying contractual relationship. Please read the Terms carefully. The Company reserves the right to modify, change and amend the Terms at any time by publishing such modification, changes and amendments in any page of the Website (as defined further below). Unless otherwise stated in the Terms, the revised Terms shall be effective as indicated by the “last revised” or “as of” date indicated in the revised Terms. Users are responsible for keeping themselves informed of the current Terms.

By accessing this website and its subdomains and pages (the “Website”) and accessing or utilizing the services and features made available on this Website and other software and apps of the Company (collectively, the “Features”), you acknowledge that you have read, understood, and agree to be bound by these Terms and the Privacy Policy. Our Privacy Policy, which also governs your use of the Website and is incorporated by reference into these Terms, can be found here.

Your continued use of the Website and its Features will be regarded as acceptance and acknowledgement of any amendments or modifications made to the Terms from time to time, whether or not reviewed by you.

If you do not accept and agree to any of the Terms, you should not use the Website or any of the Features.

1. Eligibility

   The Website is intended for individual users who are of legal age. All users who are minors in the jurisdiction in which they reside (generally under the age of eighteen (18)) must have the permission of, and be directly supervised by, their parent or guardian to use the Website. If you are a minor, you must have your parent or guardian read and agree to these Terms prior to you using the Website.

   The Website operates a prediction market platform which currently exists in a complex and evolving regulatory environment that varies significantly by jurisdiction. In some jurisdictions like the United States, prediction markets are covered by federal and state laws, categorizing prediction markets as event contracts, subject to regulatory authorities such as the Commodity Futures Trading Commission (CFTC). In other countries or territories, bets and wagers on events may also fall under gambling and/or betting activities. If you reside in a jurisdiction where use, access or participation in prediction market platforms are prohibited, please immediately discontinue your use or access of this Website.

   When you use or access the Website, you may be subject to a know-your-customer (KYC) procedure which we implement to verify customer identity, assess risk profiles, and prevent financial crimes such as money laundering, terrorist financing, and fraud. The KYC process may include the collection of blockchain wallet information, basic personal information, identity verification, as well as an enhanced due diligence process for higher-risk transactions, and continued monitoring of customer information and transaction patterns. The Company may also engage third-party service providers to handle the KYC process for the Website, subject to these Terms and Privacy Policy. Additionally, users must exercise due diligence to ascertain and adhere to all applicable regulations relating to prediction market platforms in their residence or place of access.

   In compliance with applicable legal and regulatory requirements, access to the Website may be restricted in certain territories and jurisdictions. Users attempting to access our services may be subject to geoblocking measures based on their detected location. These restrictions are implemented through various technical means including internet protocol (IP) address verification, GPS location detection, payment address verification, and mobile network identification. Attempting to circumvent these geoblocking measures through the use of virtual private networks (VPNs), proxy servers, location spoofing applications, or other technological means constitutes a violation of our Terms of Service and may result in immediate account termination, forfeiture of account balances, and prohibition from future use of our services.

   The information provided on the Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

   Additionally, you also represent and warrant that you are not a citizen or resident of a state, country, territory or other jurisdiction that is embargoed by the United States or where your use of the Website or the Features would be illegal or otherwise violate any applicable law. Specifically, you represent that you are not located in, organized in, or a resident of Cuba, Iran, Syria, North Korea, Russia, Crimea, Donetsk, Luhansk, or any other jurisdiction where the applicable law prohibits you from accessing or using the Features (“Restricted Territory”); and you represent that you are not named in the Office of Foreign Asset Control of the U.S. Department of the Treasury's Specially Designated and Blocked Persons List.

   The Features are not offered to persons or entities who reside in, are citizens of, are located in, are incorporated in, or have a registered office in the United States of America (collectively, “US Persons”). Moreover, no Features are offered to persons or entities who reside in, are citizens of, are located in, are incorporated in, or have a registered office in any Restricted Territory. We do not make exceptions; therefore, if you are a US Person, then do not attempt to access or use our Website and if you are a restricted person, then do not attempt to use any of its Features and services. Use of a virtual private network (VPN) to circumvent the restrictions set forth herein is prohibited.

2. The Website and its Features

   The Website operates a prediction market platform where users can select the outcome of certain randomized events with binary options and receive financial incentives if the user correctly predicts the said outcome (each, an “Event”). Certain Features of the Website may involve decentralized and non-custodial blockchain technology including smart contracts that help run or operate the prediction market platform of the Website. This in turn means that the Company may not necessarily have direct custody or control over the funds or assets of the user.

   The Website acts mainly as an intermediary facilitating various transactions. The Website does not enable us to conduct transactions with you, nor does it serve as a platform for your transactions. Although the Website may appear interactive (such as updating displays when you voluntarily input information), the Website is never acting under your direction or as your representative.

   In addition, if you connect your wallet on the Website such that your self-hosted cryptocurrency wallet (a “Wallet”) is able to provide information to be transmitted to a blockchain network or other blockchain-based application, you should note that the Company (i) is not involved in providing or transmitting any such information to networks, (ii) cannot transmit any information to networks or otherwise assist in any transaction, (iii) never has access to and cannot control or provide guarantees relating to your Wallet and (iv) has no authority over and does not take possession or custody of your cryptoassets at any time, except as otherwise discussed herein. This also means that the Company is unable to assist with transactions. Hence, please be vigilant in interacting with any immutable blockchain technology. Furthermore, the Company does not own or control any of the deployed contracts, the underlying software through which blockchain networks are formed or the smart contract that is deployed. In general, the software underlying blockchain networks may be open source, such that anyone can use, copy, modify, and distribute it.

   You are solely responsible for familiarizing yourself with your Wallet and its safety and security features, including any private keys and passwords associated therewith. We will not and cannot access your private key, password, or any cryptoassets held within your Wallet nor can it reverse any transactions you initiate with your Wallet (or otherwise). We cannot be responsible or liable in any way for how you use your Wallet.

   You should also familiarize yourself with the risks associated with transacting on blockchain networks, including but not limited to smart contract vulnerabilities, front end vulnerabilities, hacks, phishing attacks, social engineering attacks, cryptoasset volatility and transaction irreversibility.

   We do not effectuate, facilitate or control any transactions initiated via the Website, and the Company will not be responsible for the result of any transactions, including but not limited to failed, inadvertent, or fraudulent transactions that may result in loss of funds or transaction fees or any other loss or harm to you.

3. Account Creation and Event Participation Process

   3.1. User Account Creation. To participate in an Event, the user needs to create an account in the Website. During the sign-up process, the user will be asked to provide information such as their email, password, username. The user will also be asked to link their blockchain wallet to the Website.

   3.2. Event Participation. Users may select any Event on the Website that they choose to participate in. Each Event will typically have two possible outcomes (referred to herein as “Outcome A” and “Outcome B”). The user may choose either Outcome A or Outcome B as their prediction and designate the amount of funds or assets they wish to commit to their prediction (the “Prediction Commitment Amount”). Each Event will have a maximum allowable Prediction Commitment Amount for either outcome which shall be set or fixed by the Company and which it may adjust or modify from time to time. Additionally, the user has the ability to “buy” or “sell” their predictions (each a “Prediction Share”) of whether the final outcome or result is Outcome A or Outcome B (the “Final Outcome”) and receive the equivalent value of their Prediction Shares (at a given point in time) following an algorithm that is based on the existing supply and demand for the underlying outcome or option.

   3.3. Selection Period and Deadline. Each Event will display a deadline which indicates the exact date and time after which no further predictions or modifications to existing predictions will be accepted (the “Trading Deadline”).

   3.4. Position Lock Period. After the Trading Deadline has passed, all positions for the relevant Event will be locked and users may no longer enter new predictions, cancel their predictions, trade their Prediction Shares, nor withdraw the Prediction Commitment Amount for the applicable Event.

   3.5. Outcome Determination. Each Event will have a predetermined date and time when the Final Outcome of the Event will be announced or determined (the “Outcome Date”). Final Outcomes are randomized based on several factors depending on the Event.

   3.6. Settlement and Claiming of Proceeds.

   1. 3.6.1. Following the determination of an Event's outcome, the prediction market will be settled or resolved based on the following rules: (a) users who correctly predicted the outcome will be eligible to claim a proportionate financial reward based on their Prediction Shares or Prediction Commitment Amount; and (b) users who incorrectly predicted the outcome will forfeit their Prediction Commitment Amount. Afterwards, the user must claim the financial reward from the Event, if any.

   2. 3.6.2. All settlements are final once processed. The user agrees and understands that the Website's determination of the Final Outcome and calculation of proportionate financial reward is conclusive and binding and not subject to appeal.

   3.7. Invalid Markets.

   1. 3.7.1. Definition of Invalid Market. An Event may be declared invalid by the Company when the Final Outcome cannot be determined, verified, or is rendered doubtful or ambiguous due to circumstances beyond the control of the Company (each, an “Invalid Market”).

   2. 3.7.2. Effect of Invalid Market Declaration. Upon the declaration of an Invalid Market for an Event:

      • The Event shall resolve to an “Unknown Outcome,” whereby each Prediction Share (whether for Outcome A or Outcome B) shall become redeemable at a fixed rate of $0.50 in stablecoins per one (1) Prediction Share or some other reasonable ratio as may be determined by the Company in its sole discretion (the “Fixed Redemption Rate”);
      • All trading activity for the affected Event or the Prediction Shares shall immediately cease, and no further predictions or modifications to existing predictions shall be accepted;
      • Users who participated in the Invalid Market shall be entitled to claim redemption based on the Unknown Outcome resolution and the redemptions shall be paid solely from the funds or collateral held in connection with the Event's smart contract; and
      • The Company shall bear no obligation to provide additional funding beyond the funds and collateral already committed to the Event.

   3. 3.7.3. Determination and Finality. The Company reserves the sole and absolute discretion to declare an Invalid Market and such determination shall be made in good faith based on the available information and the circumstances surrounding the Event. Unless and until an Event is formally declared by the Company as an Invalid Market, circumstances that do not necessarily invalidate the integrity of the Final Outcome such as broadcast or data-feed latency delays, temporary technical glitches, and other incidental operational or communication disruptions shall not, by themselves, automatically result in an Event being declared as an Invalid Market and, therefore, shall not entitle a user to a refund of the Prediction Commitment Amount or the redemption of a user's Prediction Shares at the Fixed Redemption Rate. Any declaration of an Invalid Market by the Company shall be final, conclusive, and binding upon all users. Users acknowledge and agree that no appeals, disputes, or claims regarding an Invalid Market declaration shall be entertained, and hereby absolutely waive any right to challenge such determinations.

   4. 3.7.4. Assumption and Acknowledgment of Risk. Users acknowledge and understand that Invalid Markets are an inherent risk of participation in prediction markets and that in the event of a declaration of an Invalid Market, users will receive the Fixed Redemption Rate per Prediction Share regardless of their original purchase price. By participating in any Event, users accept that their Prediction Commitment Amount may be subject to the Unknown Outcome resolution, and they may not recover their Prediction Commitment Amount in full regardless of their prediction or the price at which they acquired their Prediction Shares.

4. Use of the Website and the Features

   4.1. User representations and warranties. By using the Website and the Features, you represent and warrant that:

   1. 4.1.1. you are of legal age and are of sound mind;
   2. 4.1.2. in making any transaction on the Website or using the Features, you possess the legal authority to create a binding legal obligation;
   3. 4.1.3. you will use the Website in accordance with these Terms and all applicable laws and regulations;
   4. 4.1.4. you will only use the Website for lawful purposes;
   5. 4.1.5. you will not carry out fraudulent activity using the Website and/or the Features;
   6. 4.1.6. you will not impair the Features, the Website and the network and software on which it runs in any way;
   7. 4.1.7. you accept the Terms and the Privacy Policy wholly and unconditionally;
   8. 4.1.8. if and when applicable, you will satisfy all your obligations, tax, withholding or otherwise as required by your country of residence;
   9. 4.1.9. you are not a person located, organised or resident in a country or territory that is subject of sanctions administered or enforced by Singapore, the United States of America, the European Union or any other governmental authority;
   10. 4.1.10. you are not included on the List of Specially Designated Nationals and Blocked Persons maintained by the US Treasury Department's Office of Foreign Assets Control (OFAC) or on any list pursuant to European Union (EU) and/or United Kingdom (UK) regulations;
   11. 4.1.11. you are not operationally based or domiciled in a country or territory in which sanctions imposed by the United Nations (whether through the Security Council or otherwise), OFAC, the EU and/or the UK apply, or otherwise pursuant to sanctions imposed by the United Nations, OFAC, EU, or UK;
   12. 4.1.12. in relation to information supplied by you on the Website or to use the Features: (1) such information is true, accurate, current and complete; (2) it is your responsibility to update your information in a timely way when there are any changes; (3) the Company and its affiliates may rely on such information provided by you as being true, accurate, current and complete; and (4) we have the right to terminate your account if any of the information supplied by you fails to be true, accurate, current and complete; and
   13. 4.1.13. you are not an undischarged bankrupt in any country.
   14. 4.1.14. You further agree not to use the Website, the Features, its respective contents or information for any commercial or non-personal purpose (direct or indirect) or for any purpose that is illegal, unlawful or prohibited by the Terms.

   4.2. Secure Access. You are responsible for implementing reasonable measures to secure access to (i) any device connected with your use of the Website and/or the Features; and (ii) your login or identifying credentials necessary to access the Features.

   4.3. Revocation of Use. We reserve the right at our sole discretion to deny anyone access to the Website and the Features at any time without notice, and for any reason, including but not limited to, the violation of these Terms.

5. Prohibited Transactions and Activities

   The content and information on the Website as well as the infrastructure used to provide such content and information, is proprietary to us. You agree not to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, sell or re-sell any information, software, products or services obtained from or through the Website (including the Features).

   If we suspect that you have breached the Terms or that your use of the Website and/or the Features shows signs of fraud, abuse or suspicious activity, we may cancel any transactions associated with you, and we may restrict or terminate your use of the Website and the Features. If you have conducted any fraudulent activity, we reserve the right to take any necessary legal action and you may be liable for losses to us, including litigation costs and damages. The Company reserves the right to prohibit you from using the Website or any of the Features should you be found doing so by unauthorised means or for purposes other than which the Website or the Features is intended to be used. You will bear all liability for any loss or damage, whether suffered by the Company or any third party, resulting from your breach of any of the provisions of these Terms.

   In connection with your use of the Website, the Features or in the course of your interaction with us, other users or third parties, you undertake not to:

   • breach these Terms;
   • breach or attempt to breach any applicable laws and regulations;
   • engage in, facilitate, or attempt to engage in any money laundering activities;
   • engage in any form of market manipulation, including but not limited to: artificially affecting the price, volume, or market value of any predictions to an Event in the Website, collusion with other users to manipulate Final Outcomes, spreading false or misleading information to influence market prices of the predictions, creating multiple accounts to circumvent trading limits;
   • provide false, inaccurate or misleading information during account registration or verification processes;
   • use deceptive business practices including but not limited to Ponzi / pyramid schemes, multi-level marketing, guaranteed results, investment or trading courses and services;
   • engage in transactions that are potentially fraudulent, suspicious or illegal;
   • undertake any activity that breaches, tests, or circumvents the security measures of the Website, accesses or attempts to access data or information not intended for you, contains or deploys any viruses, worms, malware, or other harmful or destructive content;
   • use services, devices or software used to circumvent the law or remove copyright protections;
   • infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, including digital or virtual goods or assets; or
   • aid or abet any of the above.

   Additionally, you represent and warrant not to:

   • use the Website and/or the Features for any non-authorised commercial purpose;
   • access, monitor or copy any content or information on the Website using any robot, spider, scraper or other automated means or any manual process for any purpose without our express prior written permission;
   • violate the restrictions in any robot exclusion headers on the Website or bypass or circumvent other measures employed to prevent or limit access to the Website;
   • take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on the Website's infrastructure;
   • deep-link to any portion of the Website for any purpose without our express prior written permission;
   • re-sell, use, copy, monitor, display, download or reproduce any content or information, software, products or services available on the Website for any commercial or competitive activity or purpose;
   • "frame", "mirror" or otherwise incorporate any part of the Website into any other applications without our prior written authorisation;
   • impersonate another person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity, or adopt a false identity if the purpose of doing so is to mislead, deceive, or defraud another;
   • manipulate identifiers, including by forging headers, in order to disguise the origin of any posting that you deliver;
   • use the Website in any manner which could damage, disable, overburden, impair or otherwise interfere with the use of the Website or other users' browser or equipment, or cause damage, disruption or limit the functioning of any software, hardware or telecommunications equipment;
   • attempt to gain unauthorised access to the Website, other accounts, computer systems, or networks connected to the Website, through hacking, password mining or any other means;
   • obtain or attempt to obtain any materials or information through any means not intentionally made available through the Website, including harvesting or otherwise collecting information about others such as email addresses;
   • do anything else which could cause damage to or would otherwise have a negative impact on the Company and its affiliates, their reputation, directors, advisors, consultants, representatives and/or employees; or
   • aid or abet any of the above.

6. Marketing / Promotions

   From time to time, the Company may run promotions, contests, surveys, privileges and other programmes with affiliates, partners, merchants and agents (collectively, “Marketing Partners”), subject to such Marketing Partners' additional terms and conditions, which can be found on their respective websites and are hereby incorporated by reference into these Terms.

7. Intellectual Property

   The Company does not grant you any rights or licenses with respect to the Website, the Features, and any rights or licenses not expressly granted herein are reserved. The Website (including all its components, processes and design in its entirety), contains copyright material, trade names and other proprietary information, including but not limited to text, software, photos and graphics. The Company owns or is the licensee of all intellectual property rights on the Website. The Company, its affiliates and/or its licensors own copyright and/or database rights in the original content as well as such content as otherwise amended or enhanced from time to time. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works or in any way exploit any of the content, in whole or in part, on the Website, except as provided in the Terms. You may use information from the Website for your own personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of material on the Website will be permitted without our express permission and that of the copyright owner's. You must not attempt to deconstruct or analyze any of the Website's content, nor implement code that manipulates Website content affecting user experiences. Unless stated otherwise, the software required for the Website and its Features, and the intellectual property rights (including the trademarks, service marks, logos, designs, copyrights, etc.) in the contents and information and material on the Website are owned by the Company, its affiliates and/or or licensors. We do not assume any liability for copyrighted materials provided by third parties or any intellectual property right infringements by such third parties. For the avoidance of doubt and to the fullest extent permitted by law, use of any of the Website content in any manner for any machine learning and/or artificial intelligence, including without limitation for the purposes of training, coding, or development of artificial intelligence technologies, tools, or solutions or machine learning language models, or otherwise for the purposes of using or in connection with the use of such technologies, tools, or models to generate any information, material, data, derived works, content, or output is expressly prohibited.

8. Not Professional Advice

   All information provided by the Website or Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained in the Website or Services. Before you make any financial, legal, or other decisions involving the Website or Services, you should seek independent professional advice from an individual who is licensed and qualified in the area, subject matter and jurisdiction for which such advice would be appropriate. The Company is not your broker, lawyer, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you regarding any decisions or activities that you have undertaken or will be undertaking when using the Website or the Services. Neither our communications nor any information that we provide to you is intended as, or shall be considered or construed as advice. Any financial information, market data, trading ideas, strategies, forecasts, or recommendations shared on the Website, whether by the Company or its users, is for informational purposes only. Trading in financial instruments involves high risks, including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Trading decisions made by users are the sole responsibility of those users. Past performance is not indicative of future results. Users agree that the Company and its Relevant Persons (further defined below) are not liable for any losses or damages resulting from reliance on information obtained through the Website. Users should verify all information independently and consult with qualified financial advisors before making investment decisions.

9. Forward-Looking Statement

   This Website may contain “forward-looking statements.” These statements, identified by words such as “plan,” “anticipate,” “believe,” “estimate,” “should,” “expect,” “will,” “can,” and similar future-looking expressions include our expectations and objectives regarding our future operating results and business strategy. Forward-looking statements involve known and unknown risks, uncertainties, assumptions and other factors that may cause the actual results, performance or achievements of the Company and its affiliated entities or related projects to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such factors include, among others, general business, economic, competitive, political and social uncertainties; dependence on commercial product interest; as well as regulatory or legal changes and uncertainty. Forward-looking statements are based on a number of material factors and assumptions, economic conditions in the near to medium future, the average cost of the Company's offerings compared to traditional offerings, fluctuations or changes to the tax and other regulatory requirements in the relevant industry as a whole. While the Company considers these facts and assumptions to be reasonably based on information currently available to it, these assumptions may prove to be incorrect. Actual results may vary from such forward-looking information for a variety of reasons, including but not limited to risks and uncertainties known and unknown by the Company. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of our control. The Company's actual results and conditions may differ materially from those indicated in the forward-looking statements. Therefore, you should not rely on any of these forward-looking statements.

10. List of Prohibited Countries

    Please note, however, that the offer, sale and/or purchase of any type or form of cryptocurrency are prohibited (or restricted, as applicable) in certain countries and jurisdictions. Furthermore, the following jurisdictions are barred from accessing the Website: North Korea, Iran, Iraq, Cuba, Syria, Russia, Belarus, Crimea, Donetsk, and Luhansk regions (Ukraine), Venezuela (especially government-related entities), and Myanmar (Burma).

11. Risk Disclosure Statement

    As a holder, owner or user of cryptocurrencies and/or digital assets, you hereby acknowledge, understand and assume the substantial and high risk pertaining to the use of cryptocurrency and/or digital assets, particularly of stablecoins especially insofar as they are utilized with the Features in this Website. Moreover, the Website has Features that involve selecting the outcome of certain randomized Events, operating as prediction market platform, and may be classified as gambling and/or betting in your specific jurisdiction. Thus, please carefully read the following disclaimers and disclosures below (the “Risk Disclosure Statement”). This Risk Disclosure Statement provides you with information about the major risks associated with the use of cryptocurrencies, interacting with prediction markets and engaging in gambling and/or betting activities. The information presented in this Risk Disclosure Statement is not comprehensive and does not reflect all of the risks (or other important factors) you should consider before the use of cryptocurrencies and interacting and engaging with the Website. You must make your own independent decision to access the Website and/or use cryptocurrencies and should seek any advice that you consider necessary or desirable (including financial and/or legal advice) from independent advisers. You acknowledge and agree that you shall access and use the services and Features provided at your own risk. The terms not otherwise defined in this Risk Disclosure Statement shall bear the same meanings attributed to them in these Terms. As a precondition for the use of our Website and its Features, the user shall assume all the associated risks below and represent and warrant that:

    • You have the knowledge, experience, understanding, professional advice and information to make its own evaluation of the merits, risks and applicable compliance requirements under applicable law pertaining to cryptocurrencies and/or digital assets.
    • You understand the use of cryptocurrencies is incredibly risky and may result in substantial if not complete loss of the value of the digital assets;
    • You understand and agree to the inherent risks associated with cryptographic systems and blockchain-based networks, digital assets, including the usage and intricacies of native digital assets, smart contract-based tokens (including fungible tokens and NFTs), and systems that interact with blockchain-based networks.
    • The Company does not own or control all of the underlying software through which other blockchain networks are formed. For example, the software underlying certain blockchain networks is open-source, such that anyone can use, copy, modify, and distribute it;
    • You acknowledge that any use or interaction with Website and its Features requires a comprehensive understanding of applied cryptography and computer science to appreciate the inherent risks, including those listed above. You represent and warrant that you possess relevant knowledge and skills;
    • You acknowledge and understand that cryptography is a progressing field with advances in code cracking or other technical advancements, such as the development of quantum computers, which may present risks to digital assets and cryptocurrencies, and could result in the theft or loss of the user's digital assets.
    • You understand that blockchain networks use public and private key cryptography. Thus, the user alone is responsible for securing its private key(s). The Company does not have access to the private key(s) of the user or any other Person. Losing control of the private key(s) will permanently and irreversibly deny the user's access to the digital assets contained within a wallet or a network. Neither the Company nor any other person or entity will be able to retrieve or protect the user's cryptocurrency and/or digital assets. If the private key(s) of the user are lost, the user will not be able to transfer their digital assets to any other blockchain address or wallet.
    • You understand that the markets for these digital assets are highly volatile due to factors including (but not limited to) adoption, speculation, technology, security, and regulation;
    • You acknowledge that the Website and its Features may be subject to flaws and that you are solely responsible for evaluating and assessing any code pertaining thereto. This warning and other warnings that the Company provides herein are in no way evidence or represent an on-going duty to alert you to all of the potential risks of purchasing, holding, and utilizing cryptocurrency and accessing and utilizing the Features;
    • You acknowledge and accept that cryptocurrency and digital assets in general are relatively new innovations and technologies whose regulatory treatment are presently uncertain and could lead to them being considered as securities and subject to restrictions under applicable law concerning their utility, trade, and other related transactions. Any unintended violation of law may lead to enforcement action and penalties;
    • You agree and accept that any cryptocurrency and other digital assets could be impacted by one or more regulatory inquiries or regulatory actions, which could impede or limit the ability of the Company to generate, make available or provide any services;
    • You acknowledge and accept the risk that cryptocurrency and digital assets, once generated and issued, may lose some or all of their value and that the user may suffer large and immediate financial loss due to the fluctuation of prices;
    • You understand that cryptocurrencies and digital assets in general, may be subject to expropriation and/or theft by hackers or other malicious groups by obstructing the token smart contract which creates the tokens in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing;
    • You understand and accept that the winnings and/or losses derived from participating from the Events may possibly have tax consequences in the relevant jurisdiction and, in such an event, the user is solely responsible for reporting and paying any taxes associated therewith;
    • You acknowledge and accept that the tax or regulatory treatment of cryptocurrency or blockchain transactions and airdrops can vary depending on individual circumstances and the applicable laws and that your participation or engagement therein may subject you to potential tax or regulatory risk and liability, including possible technological and security risks as well as financial losses or damages;
    • You agree and understand that prediction markets exist in a complex and evolving regulatory environment that varies significantly by jurisdiction. In some jurisdictions like the United States, prediction markets are covered by federal and state laws, categorizing prediction markets as event contracts, subject to regulatory authorities such as the Commodity Futures Trading Commission (CFTC). In other countries or territories, prediction markets and wagers on events may also fall under gambling and/or betting activities;
    • Your participation in prediction markets involves substantial financial risk as these platforms function similarly to betting or gambling platforms where participants can lose all the funds and assets committed in connection with any predictions;
    • You understand and accept that there are operational risks associated with prediction markets, and security breaches can result in loss of funds with little to no recourse for affected users;
    • You acknowledge and agree that the legal status of prediction markets varies significantly across jurisdictions, and participants may unknowingly violate local laws regarding gambling, securities trading, or currency controls, potentially facing penalties including account freezes, civil penalties, or criminal charges. The legal landscape governing prediction markets may fall under the regulatory umbrella governing online gambling and betting activities and they vary dramatically across jurisdictions, with users potentially violating local laws by accessing certain platforms, facing penalties ranging from monetary fines to criminal charges in some regions;
    • You understand and accept that accessing and interacting with gambling and betting websites exposes users to significant financial risk;
    • You understand and agree that while the Company continuously works on developing and strengthening the security of the Website and its Features, its digital nature introduces technical vulnerabilities such as unreliable connections during critical betting moments, software glitches affecting game outcomes, and potential for sophisticated cheating methods including collusion among players or the use of prohibited software assistance tools;
    • You assume and agree that the Company will have no responsibility or liability for any and all the risks associated with the cryptocurrency and the use of the Website and its Features as set forth herein. Thus, the user hereby irrevocably waives, releases and discharges all claims, whether known or unknown, against the Company, its affiliates and their respective shareholders, members, directors, officers, employees, agents and representatives related to any of the risks set forth herein;
    • You confirm and accept that there are risks associated with cryptocurrency and/or the Website and its Features that the Company cannot anticipate and such risks may appear as unanticipated variations or combinations of the risks discussed above. Accordingly, the user likewise assumes and acknowledges such risks regardless of the fact that the same is not expressly discussed or enumerated above.

12. General Provisions and Other Terms

    12.1. Governing Law. The Terms and the relationship between the Company and you in respect of our Features shall be governed by, and construed in accordance with, the laws of the British Virgin Islands.

    12.2. Dispute Resolution.

    1. 12.2.1. Negotiation. In the event of any claims, complaints or disputes arising out of or relating to these Terms and/or the breach thereof (each a “Dispute”), they shall first make a good-faith effort to resolve the dispute through negotiations. Either party may initiate such negotiations by providing written notice to the other party regarding the Dispute. The parties shall meet promptly to discuss the Dispute and negotiate any matters related thereto. If the Parties cannot resolve the dispute within ninety (90) days of the initiation of negotiations, they shall proceed to mediation.

       The party raising any Dispute shall first serve written notice of the Dispute to the other party (“Dispute Notice”). Within fourteen (14) days of the service of a Dispute Notice, one (1) authorized representative of each party shall seek to resolve the Dispute through good faith negotiations. If the Dispute has not been resolved within 30 days of service of the Dispute Notice, either party shall be entitled to refer the Dispute to arbitration in accordance with the remaining provisions on Dispute resolution. The Dispute Notice must include the following information:

       • the full name of the party issuing the Notice;
       • a description of the nature and basis of the Dispute;
       • the specific relief sought by the party; and
       • contact information (including the email address, postal address and telephone number) of the party issuing the Notice.

    2. 12.2.2. Mediation. In the event that the negotiations do not result in a mutually agreeable resolution, the parties agree to promptly submit the Dispute to mediation upon the written notice of one party to the other. The mediation shall be conducted by a mutually agreed-upon mediator or, in the absence of mutual agreement, a mediator appointed by a chosen mediation service provider. The mediation shall, to the extent possible, conduct the mediation remotely through videoconferencing and the parties agree to participate in good faith. If mediation fails to resolve the dispute within sixty (60) days of initiation, the parties shall proceed to arbitration and shall share the costs of the mediation equally.

    3. 12.2.3. Arbitration. To the extent permitted by law, all Disputes shall be resolved pursuant to arbitration as set forth hereunder. If any Dispute arises, the party claiming or alleging such a Dispute (the “Plaintiff”) shall deliver to the other party (the “Defendant”) a notice of dispute, which shall contain a description of the Dispute having sufficient information and specificity to inform the other Party of the claims being asserted against it.

       The arbitration shall be conducted under the British Virgin Island International Arbitration Centre (“BVI IAC”) then in effect (to the extent permitted by law). Nothing in this section, however, prevents a party from (i) seeking equitable relief to enforce the arbitration requirement or protect assets during arbitration or (ii) registering an arbitral award with the applicable court of law. Both parties acknowledge that: (i) pre-arbitration discovery is generally more limited than and potentially different in form and scope from court proceedings; and (ii) the arbitration award is not required to include factual findings or legal reasoning and any party's right to appeal or to seek modification of a ruling by the arbitrators is strictly limited; and (iii) the panel of arbitrators must include arbitrators who are knowledgeable or have expertise in the subject matter of the Dispute. Judgment upon any award rendered by the arbitrator(s) will be final and may be entered in any court having jurisdiction. The prevailing Party in any arbitration shall be awarded attorneys' fees, costs and disbursements. Any arbitration proceeding under these Terms will be determined under the laws of the British Virgin Islands without regard to its conflict of laws provisions. No Party shall bring a putative or certified class action to arbitration, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action (or is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action) until: (i) the class certification is denied; or (ii) the class is decertified; or (iii) the Party is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under these Terms except to the extent stated herein. Nothing in these Terms shall prevent either party from applying for provisional or interim measures with a court of competent jurisdiction located in the British Virgin Islands if necessary to protect such Party's rights or property pending the completion of the arbitration, including but not limited to injunctive relief, asset preservation orders, or other equitable remedies. The pursuit of preliminary injunctive relief shall not constitute a waiver of a party's right or obligation to submit any other Dispute to arbitration. In the event that a Dispute between the parties needs to be resolved through court action, the parties hereby submit to the in personam jurisdiction of the courts of the British Virgin Islands and the local courts located therein (and expressly waive any defense to personal jurisdiction of the parties by such courts) for the purpose of confirming, vacating or modifying any such award or judgment entered thereon. The parties expressly agree that such action shall be brought only in state or federal courts located in the British Virgin Islands. Service of process in such action shall be sufficient if served on the parties by certified mail, return receipt requested, at the party's last address known to the other party. In this connection the parties expressly waive any defenses to personal jurisdiction of the parties by such court; to service of process as set forth above; to venue; and in addition, expressly agree that the British Virgin Islands is a convenient forum for any such action.

    4. 12.2.4. Arbitration Confidentiality. It is part of the essence of these Terms that any claims hereunder shall be resolved expeditiously and as confidentially as possible. Accordingly, the parties agree that all proceedings in any negotiation, mediation and arbitration shall be kept strictly confidential and/or conducted under seal, as applicable. In that regard, no party shall use, disclose or permit the disclosure of any information, evidence or documents produced by any other party in the arbitration proceedings or about the existence, contents or results of the proceedings (the “Arbitration Information”). The Arbitration Information and the existence and content of the arbitral proceedings and any rulings or awards shall be kept confidential by the parties and the arbitral tribunal except (a) to the extent that disclosure may be required of a party to fulfill a legal duty, protect or pursue a legal right, or enforce or challenge an award in bona fide legal proceedings before a court of law or other judicial authority, (b) with the consent of all the parties, (c) where needed for the preparation or presentation of a claim or defense in this arbitration, (d) where such Arbitration Information is already in the public domain other than as a result of a breach of this clause, or (e) by order of the arbitral tribunal upon application of a party. Notwithstanding all of the foregoing, before making any disclosure permitted by the preceding sentence, the party intending to make such disclosure shall only disclose such Arbitration Information (or a portion, section or part thereof) to the extent necessary under the circumstances and shall, in any case, give the other party reasonable written notice of the intended disclosure and afford such other party a reasonable opportunity to protect its interests.

    12.3. Third Party Links and Apps. We may provide hypertext links to other apps or websites. Using such a link, you acknowledge leaving the Website and proceeding at your own responsibility. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of and access to them.

    12.4. Entire Agreement. These Terms constitute the entire agreement between you and the Company. We may amend the Terms at any time by posting a variation on the Website. The latest version of the Terms will supersede all previous versions as well as any other agreements or understandings (oral or written) between you and the Company.

    12.5. Severability. If any provision of the Terms or part thereof is rendered void, illegal or unenforceable by any legislation to which it is subject, it shall be rendered void, illegal or unenforceable only to that extent and shall in no way affect or prejudice the enforceability of the remainder of such provision or the other provisions of the Terms. The void, invalid or unenforceable clause or provision shall be deemed replaced by one that comes as close as possible to the economic goal or purpose of the void, invalid or unenforceable clause or provision.

    12.6. Assignment And Third Party Rights. You may not assign, convey, transfer or delegate your rights, duties or obligations hereunder and you acknowledge that we may assign, convey, transfer or delegate its rights, duties or obligations hereunder without your consent. Other than you, the Company and the Relevant Persons (further defined below), no other person has any rights to enforce any provision of these Terms.

    12.7. Waiver. Our delay or failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

    12.8. No Representations And Warranties. All content and Feature available on the Website are provided to you on an “as is where is” basis, and we make no representations or warranties of any kind (whether express or implied). We, our shareholders, subsidiaries, affiliates, officers, directors, agents, representatives, advisors and employees, disclaim all representations, conditions and warranties (whether express or implied), including but not limited to implied warranties of title, merchantability, fitness for any purpose, informational content, title or non-infringement of rights of third parties. We do not represent, warrant or guarantee that the Website and/or Features will operate error-free or uninterrupted, that defects will be corrected, or that the Website and/or its servers will be free of viruses and/or other harmful components. The Website and/or Features may be temporarily suspended for maintenance or upgrades, or interrupted or interfered with by multiple factors outside of our control. You further acknowledge that we are not responsible for information disclosed on the Website that is provided by you and/or third-party service providers (“Third-Party Information”). We will not verify whether, and cannot guarantee that, all Third-Party Information is accurate, complete, correct or up to date, nor can we be held responsible for any errors (including manifest and typographical errors) or sudden changes in market conditions which may make any Third-Party Information displayed on the Website outdated, inaccurate, misleading or untrue.

    12.9. Limitation of Liability. In no event shall the Company, its successors, assigns, subsidiaries, affiliates and parent companies and their respective agents, representatives, owners, stakeholders, shareholders or equity holders, directors, executives, officers, managers, employees, independent contractors, consultants, advisors, accountants, attorneys and other related persons (together, the “Relevant Persons”) be liable to any person or entity for any loss of revenue, profit, losses, damages or expenses of any kind whatsoever arising in connection with the use of the Website or its Features, regardless of whether (1) such loss, damage or expense is caused by negligence or otherwise, and (2) any Relevant Person has any control or influence over the circumstances giving rise to the claim. For the avoidance of doubt the Relevant Persons shall not be responsible for: [a] any failures caused by server errors, misdirected or redirected transmissions, failed internet connections, interruptions in the transmission or receipt of purchases or any mobile phone virus or other technical defect, whether human or technical in nature; [b] any loss, damage or expense resulting from the ceasing or change in the Website and/or the Features; and [c] any inability on your part to possess a compatible device or to download the correct software on the device with which you access the website or use the Features. Nothing in these terms limit or exclude our liability for (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; (iii) any other matter in respect of which we are not permitted to exclude or limit our liability under applicable law. Notwithstanding anything in this Terms to the contrary (but subject always to the preceding paragraph), the liability of the Company in connection with all the claims by any user pursuant to or in connection with the Website and/or the Features shall not in any event exceed USD $100. Further, the Company shall not be liable in any way or in any event in respect of any claim if such claim was not made within 6 months from the date of the cause of action arose.

    12.10. Indemnification. You agree to indemnify, defend, and hold harmless the Company and its successors, assigns, subsidiaries, affiliates and parent companies and their respective agents, representatives, owners, stakeholders, shareholders or equity holders, directors, executives, officers, managers, employees, independent contractors, consultants, advisors, accountants, attorneys and other related persons (collectively, the “Indemnified Party”) against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including attorneys' fees and the costs of enforcing any right to indemnification under these Terms (or arising from any related event or transaction to this Website and/or its features) and the cost of pursuing any insurance providers, arising out of or relating to any third-party claim, suit, action, or proceeding arising from: (a) your breach of any representation, warranty, covenant, or obligation under these Terms; (b) your negligent or culpable act or omission in connection with these Terms; (c) any bodily injury, death, or damage to tangible property caused by you; (d) any failure to comply with applicable laws, rules and regulations; (e) your use or misuse of the Indemnified Party's services, deliverables, confidential information, trade secrets or intellectual property; or (f) any specifications, requirements, or materials provided by you that result in an infringement or misappropriation of third-party intellectual property rights. The Indemnified Party shall promptly notify you of any such claim and reasonably cooperate with you in the defense of such claims at your expense. You shall not enter into any settlement or compromise of any action or claim without the Indemnified Party's prior written consent.

    12.11. Support. You may contact us at support@calledit.ai or any technical and customer support that you may need with respect to the Website and the Features.

13. ACCESS AND ACCEPTANCE

    By otherwise accessing or interacting with the Website or its Features, connecting your Wallet, and/or by acknowledging or accepting these Terms by other means, you hereby acknowledge and accept the foregoing obligations and conditions outlined in these Terms. If you do not agree to these Terms, then you must not access or use the Website and its Features.